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How do you deposit a check made out to multiple people?

Here's the scenario: You live in an apartment complex with 3 people. You pay a deposit with your roommates when you move in. When you move out, your complex won't split the deposit check 4 ways and all of your roommates move far away. Instead, they make out a check to all 4 of you. How do you deposit it? (You want to deposit it yourself and then mail the others' shares to them later.) Does it matter since your name is on the check? Do you have to have everyone's signatures? I know that WaMu makes everyone be physically present which makes it impossible to deposit. How about other banks? Has anyone actually gone through this exact process before and can tell me what happened to them? Don't tell me to 'just deposit it' because I know it's not that simple. I already know WaMu doesn't let you and that's a fairly major bank. I already said that they would not make out separate checks for each of them. Read the entire question.

Public Comments

  1. I've had checks made out to my husband and myself and cashed them with just my signature, I would assume that most banks would only need one signature.
  2. just deposit it
  3. I would say that you will need all 4 to sign the check. Send the check to every one to sign. Figure out who is the most trust worthy & have that person sign the check last & send the money to every one else. It may help to have a copy of the lease for the last person to show the bank when you explain what happened.
  4. have the maker of the check issue you another check under your name and your name only.
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